Step 4Your planAlternatives
Self-help letters
Six letters you send yourself, in English or Spanish — preview here, download as PDF or Word when signed in.
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Letters you send yourself
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Read it, sign it and keep a copy with the mailing receipt. Techoclaro does not send it.
Need a notice of error or request for information? Use the RESPA letterEducation and preparation only — not legal advice, and no one can promise a result. Only your servicer or the loan’s owner decides eligibility. Free legal aid and HUD-approved housing counselors can review your situation.