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Step 4Your planHearing prep

Speech writer

A short, respectful statement for the judge (or mediator), built only from what you type and choose. Practise it out loud until it feels like yours.

Length
Language

Cases to mention (up to 2)

Chosen from the library. Read each case's limits first.

  • Sims 440 S.W.3d 10

Your statement

About 43 seconds · 93 words · Target: 60–90 seconds

Draft built only from your answers. Not legal advice — consider a free legal-aid review.

Good morning, Your Honor.

I am representing myself today, so I ask for your patience.

I respectfully ask the Court to consider this case. In Sims v. Carrington Mortg. Servs., L.L.C., 440 S.W.3d 10 (Tex. 2014), the court held that restructuring a home-equity loan by capitalizing past-due amounts, without satisfying the original note or extending new credit, is not a new extension of credit under the Texas Constitution.

I respectfully ask the Court for more time to resolve this.

Thank you, Your Honor, for hearing me. I am ready to answer your questions.

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