Step 4Your planHearing prep

Speech writer

A short, respectful statement for the judge (or mediator), built only from what you type and choose. Practise it out loud until it feels like yours.

Your hearing

Length60–90 seconds2–3 minutes

LanguageEnglishSpanish

Your nameI am representing myselfThe home, in a few wordsProblems in the papers (one per line)Start from Techy's findings. Only write what your papers show.What you have done to fix it (one per line)What you are asking for

Cases to mention (up to 2)

Chosen from the library. Read each case's limits first.

Midland Funding 581 U.S. 224

Your statement

About 36 seconds · 77 words · Target: 60–90 seconds

Draft built only from your answers. Not legal advice — consider a free legal-aid review.

Good morning, Your Honor.

I am representing myself today, so I ask for your patience.

I respectfully ask the Court to consider this case. In Midland Funding, LLC v. Johnson, 581 U.S. 224 (2017), the court held that filing an obviously time-barred proof of claim in bankruptcy does not violate the FDCPA.

I respectfully ask the Court for more time to resolve this.

Thank you, Your Honor, for hearing me. I am ready to answer your questions.

Your statement

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