Step 4Your planHearing prep

Speech writer

A short, respectful statement for the judge (or mediator), built only from what you type and choose. Practise it out loud until it feels like yours.

Your hearing

Length60–90 seconds2–3 minutes

LanguageEnglishSpanish

Your nameI am representing myselfThe home, in a few wordsProblems in the papers (one per line)Start from Techy's findings. Only write what your papers show.What you have done to fix it (one per line)What you are asking for

Cases to mention (up to 2)

Chosen from the library. Read each case's limits first.

Caulkett 575 U.S. 790

Your statement

About 36 seconds · 79 words · Target: 60–90 seconds

Draft built only from your answers. Not legal advice — consider a free legal-aid review.

Good morning, Your Honor.

I am representing myself today, so I ask for your patience.

I respectfully ask the Court to consider this case. In Bank of Am., N.A. v. Caulkett, 575 U.S. 790 (2015), the court held that a Chapter 7 debtor may not void a wholly underwater junior mortgage under § 506(d).

I respectfully ask the Court for more time to resolve this.

Thank you, Your Honor, for hearing me. I am ready to answer your questions.

Your statement

Techy's feedback